Back to Before My Parents Went Bankrupt [1990s]

“If I could do it all over again…” As Zhang Jiayao was about to lose consciousness, countless regrets flashed through her mind. But when she opened her eyes again, she was greeted by the sight of her parents—much younger than she remembered. At this point, her family hadn’t gone bankrupt yet. Her parents hadn’t ruined their health trying to pay off crushing debts. She herself hadn’t become insecure and timid because of her family’s downfall, nor had her grades plummeted. She was only a newborn baby. Limited by an infant’s body, Zhang Jiayao spent her first year eating, sleeping, and lazing around. Then, during an unexpected encounter, she shockingly discovered that she possessed the ability to read memories from other people’s past lives. She knew it—if she had been reborn, there was no way she wouldn’t get some kind of cheat ability! Using this power, Zhang Jiayao uncovered the truth behind her family’s bankruptcy and debts in her previous life. Now that she knew how events would unfold, how could she possibly sit back and wait for disaster? Doing everything she could while carefully hiding her abnormal abilities, she sent the villains who schemed for wealth and mu*der straight to prison, saved the uncle she never got to meet in her past life, slowly changed her soft-hearted father so he could see his relatives’ true colors and stay away from parasitic family members, guided her mother toward discovering her talents and building her own career, and worked hard at school instead of escaping reality and drifting aimlessly through her student years like before. Little by little, they got a car, a house, storefronts, and a growing bank account. She was accepted into a university she never would have dreamed of in her previous life. Life steadily improved, hardships faded away, and all that remained ahead was happiness. There was just one problem— Why was there an extra little tagalong following her around in this life?